Hutchinson Island Your Home Away From Home

Hutchinson Island is located in the city of Fort Pierce off the coast of Martin and St. Lucie counties, Florida. Hutchinson Island is a barrier island bordered by the Atlantic Ocean on the east and the Indian River on the west and on the north by the Fort Pierce Inlet, which separates it from what is known in St Lucie County as North Hutchinson Island, or sometimes “North Beach.” North Hutchinson Island extends into Indian River County, but it is rarely called that north of the county line. In fact the Indian River county portion which extends to the Sebastian Inlet is usually called Orchid Island, although it is not a separate island. On Hutchinson Island you will find white powder sands on our unspoiled Atlantic Ocean beaches, it’s the home to the St Lucie County Regional History Center, the St Lucie County Marine Center featuring the Smithsonian Marine Ecosystems Exhibits as well as the National Navy UDT/SEAL Museum.

In addition to the array of attractions, the city of Fort Pierce is host to many festivals as well as open air concerts in its amphitheaters. Great golfing waits for you a few miles down the road at the award winning Fairwinds designed by Jim Fazio and regarded as one of the top public courses on the Treasure Coast or Edward G. Enns Indian Hills Golf Course. Join us for an intimate 3.5 acres at Healthcote Botanical Gardens. The garden displays plants of the warm-temperature, tropic and sub-tropic regions. Enjoy unique architectural and landscape features as you view collections of flowering trees, palms, bromeliads, cycads, bonsai, as well as themed gardens. The city of Fort Pierce referred as “Fisherman’s Paradise” offers fantastic offshore big game fishing, including sailfish, dolphin, swordfish, marlin, wahoo, kingfish, cobia, barracuda, amberjack, tuna, bonito and Spanish mackerel. Reef and bottom fishing such as grouper, snapper and sea bass. The inshore fishing is world class on thee famous Indian River Lagoon, species caught included jack Crevalle, snook, tarpon, redfish, flounders, bluefish, permit, snapper and trout. City of Fort Pierce has many chatters available from smaller inshore skiffs to large offshore luxury yachts with knowledgeable local guides and captains.

Martin county portion of Hutchinson Island South offers magnificent private communities. Sailfish Point a luxury residential community in Martin County located on the southern tip of Hutchinson Island. The community is a resort style with a Jack Nicklaus golf course, marina and yacht club, oceanfront clubhouse, fitness center and spa. Residences at Sailfish Point are single family estate homes, luxurious oceanfront condominiums, villas and townhomes. Sailfish Point offers one and a half miles of private, white sand beach, great for swimming, surf fishing, windsurfing and strolling. Warmed by the Gulf Stream, the turquoise waters provide a perfect respite or playground to residents of the community. Five miles of shoreline along the Atlantic, St Lucie Inlet and Indian River, surrounding the community with clear, scenic & navigable waters.

Island Beach Colony features exceptional oceanfront estates and island living. Joes Point an enclave of 49 custom homes with private dock and beach. Whimbrel Landing in Jack Island minutes from Fort Pierce inlet by boat. Bay Tree a private gated community located across the street from the Beach.

St Lucie county portion of Hutchinson Island North offers beautiful condominiums oceanfront and Intracoastal such as Altamira, The Atrium, Bryn Mawr, Harbour Isle, Hibiscus By The Sea, Oceaninque.

For more information about investment opportunity in Hutchinson Island, Martin or St Lucie County, please contact Bold Real Estate Group.

About the Author: Millie Gil is a licensed Real Estate Broker and Vice President of Bold Real Estate Group. For more information please forward email to communityinfo@comcast.net

Florida Oceanfront Condo For Sale

 

Florida Furnished Oceanfront Condo 3870 N Highway A1A, Hutchinson Island, FL 34949 Price: $280,000 | MLS: R3123719 Magnificent oceanfront condominium in North Hutchinson Island featuring a furnished 2 bedrooms & 2 bathrooms on the 7th floor with formal living room, dining area, breakfast nook with kitchen pass-thru, inside utility, sliding doors & windows with wide ocean view open balcony. Master bedroom tastefully furnished with window treatments, additional 2 twin beds including mattresses, living room & dining room set, 42\” Plasma TV & stand, all artwork & area rugs, 2 barstools, additional side tables & lamps, patio furniture, kitchenware, hurricane shutters & much more! Oceanfront building offers heated pool, spa, exercise room, tennis, sauna, beautifully decorated lobby, including private garage! A must see, contact us for your personal tour. For more information contact (772) 224-1634 or milliegil@comcast.net Features Community Pool & Spa Fitness Center Secured Lobby Entry Gated Community Oceanfront Building Tennis Courts Kitchen Appliances All Content Included Washer & Dryer 1 Car Garage

BOLD REAL ESTATE GROUP MILLIE GIL 1850 SW FOUNTAINVIEW BLVD. PORT ST LUCIE, FL 34986 772-905-8173 Email Me Florida Listing Search Virtual Tour View My Profile

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Just listed: 3870 N HIGHWAY A1A , HUTCHINSON ISLAND, FL 34949 for $280,000

Just listed: 3870 N HIGHWAY A1A , HUTCHINSON ISLAND, FL 34949 for $280,000.

New Florida Home Search Website

I’m happy to introduce our new home search website www.Florida-Real-Estate-Listings.com, a large portal specifically for anyone looking to purchase or rent a home in Florida. Check out private communities, oceanfront condos, equestrian properties, waterfront homes, townhomes, lifestyle communities.

Baymen Garden Condominiums

Baymen Garden is the newest resort in San Pedro Town designed to allow its residents to experience the perfect escape from the pressures of modern day living. If you have ever dreamed about living in the Caribbean, where the water is warm and crystal clear, the breezes are cool and balmy, and the people are friendly and inviting, Baymen Garden is a retreat worth considering. Whether you prefer a part-time vacation retreat, or a retirement home, Baymen Garden, located in San Pedro Town, Ambergris Caye, provides both a unique lifestyle destination and an attractive investment. Baymen Garden was designed to offer outstanding value to new purchasers, with pricing that is very competitive for the current Ambergris Caye condominium market.

Baymen Garden is located on a four+-acre parcel of land with mature native vegetation and many indigenous plants. It is on the migratory path of millions of annual migrating birds, making the area a birdwatchers paradise. Owners at Baymen Garden will enjoy the beauty of this environment while having the safety and security of a private community that is close to town. This property is the largest piece of land remaining to be developed within one-half mile of San Pedro Town’s center – it is an easy 15 minute walk along the beach into town.

Each condominium at Baymen Garden is also being built to withstand the rigors of the tropical environment, to assure its long-term value and insurability. Whether one is interested in a home or an investment, these units are being designed to provide strong investment value in this popular and burgeoning vacation destination.

Whether you plan to live or invest in a property near San Pedro Town, this is the perfect time to purchase a condo at a pre-construction entry price. f you have any other questions please email Bold Real Estate Group at communityinfo@comcast.net a dedicated salesperson will be contacting you with more information and to help you in any way with your purchase of property abroad.

DiCAPRIO & FOUR SEASONS PLAN BELIZE ECO-RESORT

Leonardo DiCaprio recently unveiled his plan for a destination resort on Blackadore Caye. He recently unveiled his plan to build an eco Four Seasons resort that includes an exclusive collection of private villas. The 104-acre island will include a spa, bar, swimming pools, restaurants and eco friendly touches like a solar panel powered landing strip for planes.

According to privateislandsblog.com, “DiCaprio intends for the eco luxury private island to serve as a benchmark for testing innovative “green” technology and natural energy sources such as water, sun and wind… What will make this resort unique is the eco friendly way in which the resort will be developed. Efforts are being made to ensure that the buildings are integrated into the local landscape to avoid disruption of the local flora and fauna.

Along with hybrid, wind and bio-diesel power systems, several arrays of solar panels will be installed to provide power to the resort.

The journey to this point began in 2004 when DiCaprio discovered the island on a trip to Belize with girlfriend Gisele Bundchen. DiCaprio purchased the island for 1.75 million in 2005 in partnership with Jeff Gram owner of the exclusive Cayo Espanto Resort. Together the two began working with Four Seasons Group to develop what will soon become the exclusive and environmentally friendly Four Seasons Blackadore Caye. DiCaprio along with the Four Seasons plan to turn the 104 acre tropical island situated off the coast of Belize into a five-star resort.”

Source: Luxury Living, October 2009

Home on the Tube™

Home on the Tube™.

The First Steps of the Home Buying Process

by Brandon Cornett

Entire books have been written about the process of buying a home. But the initial steps in the process are the most important of all. This is when many first-time buyers make costly mistakes that come back to haunt them. So in this article, I’d like to focus on the initial steps you should take when buying a home — and how to do them right.

Establishing a budget. Checking your credit. Getting pre-approved for a mortgage loan. These are three of the most important steps during the first phase of the home buying process. Here’s how to navigate them.

1. Establishing a Home Buying Budget

“I don’t know how much I can afford to pay for a house, so I’ll just let the mortgage lender tell me. That’s what they do, right?” Wrong! A lender can only tell you the maximum amount they will lend you. But that amount might actually exceed the amount you can afford to pay. In other words, mortgage approval does not equal affordability. People often get approved for mortgage loans that are too big for them, and it’s the leading cause of home foreclosure in the United States. So before you start talking to lenders or filling out mortgage applications, you need to determine your home buying budget.

Setting a budget is easier than you might think. First, add up all of your monthly expenses (excluding your rent, which will go away when you buy a home). Be sure to include all of your monthly expenses, including the money you put toward savings, entertainment, groceries and bills. Next, subtract this monthly expense total from your net monthly income. This will give you an idea of how much you can afford to pay toward a mortgage each month. Do not exceed this amount — no matter what a mortgage lender might tell you.

2. Check Your Credit Reports and Scores

When you apply for a home loan, the lender will examine your financial background from all angles. Your credit score is at the top of the list. A high score will help you get approved for a loan with a good interest rate. A low score will hurt your chances of getting approved. There are things you can do to improve your credit score, but it all starts with finding out what your score is to begin with.

Request your credit reports from all three of the reporting bureaus: TransUnion, Experian and Equifax). You can do this for free by visiting AnnualCreditReport.com. Make sure there are no errors within your reports. If you find any mistakes, request a correction through the company’s website (the one that produced the erroneous report). You also need to check your credit scores, which are based on the information contained in your reports. You’ll have to pay a small fee to get your scores, but it’s important to check them. If your score is above 720, you’ll probably have no trouble getting a mortgage loan. If your score is below 700, you should focus your efforts on improving it. You can learn how to do this by visiting the MyFICO.com website.

3. Get Pre-approved for a Mortgage Loan

In step #1 above, we talked about setting a home buying budget for yourself. After you do that, you need to find out how much a lender is willing to give you. This is called pre-approval, and it’s an important first step in the home buying process. During pre-approval, a mortgage lender will review your financial situation and tell you the maximum amount they are willing to lend you. This will help you limit your search to homes you can afford to buy. Sellers will also take you more seriously if you have a pre-approval letter, because it shows them you’re capable of buying the home.

If you start your home buying process with the three steps listed above, you’ll be on the path to success. On the other hand, if you ignore one or more of these steps, you could have some unpleasant surprises and delays down the road.

Citation Note: The original version of this article was written by Brandon Cornett. Brandon is the publisher of the Home Buying Institute, which includes one of the largest libraries of mortgage advice for home buyers.

Are Renters On The Rise In Your Community

Remember when you first moved in and loved your neighborhood?

Then the renters started moving in.

Now that the housing slump has put a damper on buying and selling many sub-divisions are becoming rental communities. The result, overgrown lawns, too many teens hanging out in the park and loud parties in the “frat houses” down the street; not to mention some driveways with a dozen cars parked out front and people streaming in and out. Does any of this sound familiar?
Thousands of property owners across the country are now renting out homes they cannot sell. As a result, developments that once were largely owner-occupied are filling up with renters who are less engaged in the community and less concerned about the upkeep.

But let’s be fair; not all homeowners are model neighbors and plenty of renters cut their grass, take in the garbage cans and turn down the music at 9 pm.

It’s a good news-bad news situation; renters can bring socio¬economic and racial diversity and a chance for owners to make money, even when times are tough. Some renters may start out as tenants but eventually will become buyers. Now for the flip side; too many renters can depress housing values in a community. You look at most renters as temporary with no long term vested interest in the community which will ultimately mean a swinging door – new faces in and out.

How to protect and preserve your neighborhood

• Many HOA’s require pre-approval by the board before allowing renters to move in. While this can cause problems it does provide another opinion about the people you’re about to allow into your space.

• While tempting, do not sign more than a one-year lease. If there are too many problems during that first year, you can simply choose not to rent to that individual again.

• Discuss, vote on and include language into your HOA bylaws that safeguard your community and keep your community stable.
Rules and guidelines pertaining to renters should be addressed at your annual HOA meeting. Be proactive not reactive. Often times, we wait until the “bleep” has hit the fan when we could have just addressed the situation before it became a problem.
Ask that homeowners update records if they move or rent; you need to know where notices should be sent.

Ask that homeowners provide a copy of any lease to the board so everyone knows how many people are moving into the community – this directly relates to the security of the community.

It all comes down to communication and setting up guidelines to live by.

About the Author: Millie Gil is a licensed Real Estate Broker and Vice President of Bold Real Estate Group. For more information please forward email to communityinfo@comcast.net

Selecting a Wooded Lot

Buying a new house is an exciting venture; you dream about staring out the windows in the mornings, enjoying bar-b-cues with the family and the memories you’ll create in the years ahead.

But before you make that decision on which home you want discuss the pros and cons about the location you’ve selected.

Many people love wooded lots; the scenery and serenity of nature as you watch animals play around your home. But consider this — Does anyone in your home have allergies? The trees and grass could pose more of a headache to your allergies leading you down a long path to sore throats, itchy watery eyes and a runny nose, most mornings.

You’ll also find that wooded lots have many tress in close proximity of the home and that can create a problem during bad weather. Trees that are leaning and branches that sway closely towards your home should be removed before any further weight makes them fall. Just to be safe, walk around the property to see if there are any trees you may want to have removed, especially before the winter months hit.

Wooded lots are also prone to unlevel ground and endure standing water in many areas. This leads to hoards of mosquitoes. You could tackle this task or hire a landscaper to easily resolve this problem by leveling the soil with gravel and a new soil bed. Finish with a new seeding of grass and you’ll never know the land was un-leveled.

Additionally while not threatening animals could pose a nuisance. You would normally think of the cuter small animals such as squirrels and raccoons however, take time to think more about a family of deer, snakes, mice and moles.

I guess we fall in love with the thought of owning a home surrounded by the woods without really delving into all the issues that come with this type of environment. That’s not to say you should not buy wooded lots, just consider all the issues that may pop up.

Every obstacle has a solution and if you find your dream home in the woods, you will figure out a way to overcome small problems like animals or unlevel backyards or an allergy.

Keep in mind, today you’ll find that the woods are protected in many areas, meaning you cannot just chop down trees or change the woods as you please. To be certain, call your environmental office to see if the woods in your area are protected. If they are, you’ll need permission before making any changes, even if you own the land.

About the Author: Millie Gil is a licensed Real Estate Broker and Vice President of Bold Real Estate Group. For more information please forward email to communityinfo@comcast.net