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Now is the Time, Buy Smart!… PGA VILLAGE

Welcome to Port St Lucie, Florida. If you are looking for the best real estate investment that Port St Lucie has to offer, then look no further than PGA Village Golf & Country Club community. Located on the East coast of Florida in the heart of Florida’s Treasure Coast and St. Lucie West. As an experienced Buyer’s Agent you can expect us to find the perfect home of your choice at the perfect price and terms, at no additional cost to you. If there are any homes that you would like to know more about, please send us the addresses or listing numbers and we’ll be happy to research them and provide you with additional information.

PGA Village: A private community with 2,511 homes and approximate 3,000 acres. PGA Village features thirty-four distinctive upscale neighborhoods situated for privacy with scenic panoramic water and golf course views. The community offers a mix of new and pre-owned one or two-story Single Family Homes, Townhouses, Villas and Condominiums.

The Legacy Golf & Tennis Club a non-equity private club offering 27 holes of fantastic golf for all skill levels. The home to a 7,023 yard championship courses that speak for themselves. Designed by legends Tom and Jim Fazio and Pete Dye, the community’s championship golf courses were designed to surround golfers and protected species in the serenity of a 430-acre wildlife sanctuary. The PGA Golf Club also includes a 6-hole short course, plus the new PGA Learning Center with over 35 acres of golf fun for players of every age and skill level. PGA memberships range from affordable single and family to a premier golf membership for extremely active golfers. Home owners are not required to join the club. The Tennis facility boasts six har-tru lighted courts, with a fully stocked shop for apparel or repair needs, as well as individual or group instruction. Sun yourself on a large pool deck and enjoy the Olympic-size heated swimming pool, which overlooks the driving range, practice course and tennis courts. This is a delightful way to spend your day at PGA Village. The clubhouse offers abundance of social activities with a casually elegant dining experience, a popular place to meet with friends and neighbors of the community. PGA memberships range from affordable single and family to a premier golf membership for extremely active golfers.

The residential real estate market in PGA Village is currently “Red Hot” with affordable golf villas, condominiums & detached single family homes. The Island Club new clubhouse includes a state-of-the-art fitness center, swimming pool, card rooms and tennis. PGA Village is professionally manned with roving patrol officers 24 hours a day.

The time has come to enjoy the Florida lifestyle and see the paradise that lies behind the gates of PGA Village Golf & Country Club. Contact Bold Real Estate Group for exclusive inventory of homes including Short Sales, Foreclosures & Rentals. We encourage your visit and will be happy to assist you.

Acreage: 3,000 acres
Gatehouse: Professionally manned gatehouse and roving patrol officers 24-hours a day.

Club Structure: Private, Non-equity

Golf: Four PGA owned and operated championship courses: PGA Golf Club’s Dye Course by Pete Dye, Fazio North and Fazio South both designed by Tom Fazio, and The PGA Country Club course ™ by Jim Fazio. An additional private course, The Legacy, by George Fazio.

The Legacy Clubhouse: Located in the North entrance of PGA Village. A casually elegant clubhouse offers fine dining events and social opportunities including a swimming pool and six lighted courts. The Legacy Club & Tennis Club is a private club offering 18-hole George Fazio golf course.

The Island Club: Located in the South entrance of PGA Village offers a beautiful 18,000 square feet clubhouse to accommodate a wide range of activities and community entertainment. The Island Club features a state-of-the-art Fitness Center for weight training, cardio workouts and many other activities. A catering kitchen to service social gatherings. The Island Club is host to various special interest community clubs and private events as well. The tropical setting of the swimming pool is a favorite place for relaxation and refreshment. Enjoy a tennis match or the game of your choice on the all-purpose court.

PGA Village Condos: Unfurnished & Furnished Golf Villa Condominiums priced from $70,000

PGA Village Townhomes & Villas: Unfurnished & Furnished Townhomes & Villas priced with one & two car garage from $128,000.

PGA Village Homes: Unfurnished & Furnished detached single-family homes priced from $119,000 to $1.5 million. All real estate inquiries should be directed to Bold Real Estate Group.

About the Author: Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

Servicing: Port St. Lucie, Palm City, Jensen Beach, Stuart, Vero Beach, Hutchinson Island, Fort Pierce, Palm Beach, Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Palm Coast, Neptune Beach, Amelia Island, Atlantic Beach, Fernandina Beach, Saint Johns, Saint Augustine, Daytona Beach, Fleming Island and New York real estate.

View thousands of listings www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest

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Categories Real Estate
Author Millie Gil, Lic. Florida Real Estate Broker

You Have Found The Right Home If….

20 Mar

PGA Village Port St. Lucie 2 Bedrooms, 2.5 Baths Plus Den, Heated Pool/Spa
Contact Bold Real Estate Group for complimentary tour (772) 224-1634

You Have Found The Right Home If….Buying a house is one of the biggest decisions you will make in your lifetime. Therefore, it is no surprise that some people spend months and for some people years, searching for the “right” home. So exactly how do you know if you have found the “right” home for you and your family? Let’s look at some of the things you will be doing that will be a pretty good indication that you have found the right home.

1. You will stop looking at other homes and want to see the “right” home over and over again.

2. You actually like the kitchen and bathroom. Most people who are looking for a new home don’t like the kitchen and the bathroom. These areas are very personal and the first thing buyers do is talk about what they don’t like about the kitchen and bathroom.

3. You start to picture you and your family living in the home. You think about it all the time and you can’t think about anything else. You start placing your furniture, you picture yourself entertaining or relaxing in the back yard.

4. You find yourself making multiple trips to the home improvement stores to pick out carpet, tile, paint samples etc.

5. You start thinking about getting estimates for remodeling and how you can personalize the house

6. You begin to get possessive about the house. You find that you want it immediately and want to know how soon you can move in. You find yourself getting a bit angry if someone else is looking at the house because you are already viewing it as yours.

7. You start justifying anything that is wrong with the house. If you find yourself justifying the flaws that would normally be unacceptable to you or would be deal breakers such as the noise from the nearby airport or the hoarder neighbor next door or when the pros replace the cons, then you have probably found the “right” home.

8. You start looking for all of your favorite hot spots, grocery stores and restaurants nearby and don’t care if you have to drive a little further to get to them.

9. You can’t wait to show all of your friends and family.

10. You don’t care about trying to get a lower price for the house. You want this house now and you want it no matter what!

If you are exhibiting any of the above behaviors, then you have probably found the right house for you and your family. Tell your realtor exactly what you are looking for in your new home and they will supply you with a list of potential homes to consider. Your realtor knows the market and knows it well and will be more than happy to help you find your perfect home!

View thousands of listings www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com, www.TheCascadesAtStLucieWest.com, www.HealthcareRelocationServices.com

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Categories Real Estate
Author Millie Gil, Lic. Florida Real Estate Broker

Are you a BOLD House Hunter?

21 Jan

Are you a BOLD House Hunter?

Residential or Commercial Properties?

Share your BOLD House Hunting experience with us either locally, nationally or internationally.

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Categories Bold Real Estate Group, Commercial Building, Commercial Real Estate, Financing, House Hunter, Port St. Lucie, Real Estate
Author Carlos J. Gil, Lic. Florida Real Estate Broker

What Is Escrow And How Does It Work?

11 Jan

What Is Escrow And How Does It Work?

So what exactly is escrow. If you have recently bought a house or are thinking about buying a house, you will need to know what escrow is. Here is a quick overview of what escrow is and how it works.

Escrow is a deposit that is held by a third party or escrow agent. So in other words, an escrow deposit, is the money you put down on your new home. Your escrow deposit is held in a secure location by a neutral third party.

The escrow agent works for both the lender and the buyer and their purpose is to carry out the instructions that both parties have agreed on. The escrow agent will release your money once all of the terms of your agreement have been upheld.

Your mortgage lender will more than likely require you to open an escrow account to make sure there is enough money to cover your insurance and taxes. The way this works is you will make an initial deposit to your escrow account followed my monthly installments. Most lenders will arrange to have this included in your monthly mortgage payments. When your taxes and insurance premiums come due the escrow agent will release the funds to the appropriate party.

The reasoning behind having an escrow account is to protect the lender in the event you default on your payments. The lender is then protected from external perils that could arise as a result of you not paying your taxes or your insurance causing the lender to be left with no collateral.

An escrow account also helps the buyer because it allows you to spread your payments evenly over a 12 month period. Just imagine if your yearly taxes were $3000 and your yearly insurance was $1400, that would leave you owing $4400 in one lump sum.

Your escrow amounts could change from year to year due to the possible increase in your taxes and insurance. Therefore, your lender will review and adjust your escrow amounts annually and you will be given a revised mortgage payment if your taxes or insurance go up. On the same token; however, if your taxes or insurance rates go down, you will be given a refund.

Sometimes an escrow requirement can be waived. Some buyers prefer to pay all of their taxes and insurance directly. Your lender may allow you to do this if your down payment is more than 20% but they will more than likely raise your interest rate slightly to compensate. One thing to remember is that once you begin putting your funds into an escrow account, it can be difficult to cancel this process so make sure that you fully understand what your options are before doing anything.

Well, I hope that I have fully explained what escrow means and how it works. However, if there is anything you don’t understand or anything you have questions about, please call your realtor. Your realtor has many years of experience with these kinds of things and will be more than happy to assist you.

Having the right real estate agent means having an agent who is committed to helping you buy, sell or rent your home with the highest level of expertise in your local market. This commitment level has helped me build a remarkable track record of delivering results.

Nothing is more exciting to me than the gratifying feeling I get from helping people meet their real estate needs. You can count on me to always do what’s in your best interest. I pride myself on being honest, trustworthy, and knowledgeable in the real estate market. I know how important it is to find your dream home. Therefore I will make it my responsibility to help you achieve those goals.

Whether you are an experienced investor or a first time buyer, I can help you in finding the property of your dreams. Please feel free to browse my website or let me guide you every step of the way by calling or e-mailing me to set up an appointment today.

About the Author: Millie Gil has been a successful Licensed Real Estate agent for over 25 years in Florida. Millie is Vice President of Bold Real Estate Group, a boutique agency committed to concierge personalized service for discerning buyers, sellers and renters of residential and commercial properties. For more information please forward your request to communityinfo@comcast.net

View thousands of new and resale homes: www.Northeast-Florida-Relocation.com, www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com a Golf Style Private Community, www.TheCascadesAtStLucieWest.com a 55+ Resort Lifestyle Community, www.HealthcareRelocationServices.com

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Categories Real Estate
Author Millie Gil, Lic. Florida Real Estate Broker

How To Avoid Buyer’s Remorse

10 Jan

How To Avoid Buyer’s Remorse

The excitement of buying a new home is indescribable. You spend all of your time going over all the details of each and every possible home that is suitable for you. Then you actually find a home that you just love. After spending a great amount of time thinking about your dream home, you make an offer. Then it happens, you get that call from your realtor - your offer has been accepted. All of a sudden the reality that you just bought a home hits you like a ton of bricks!

Buyers have different reactions the that “Oh My Gosh, I Just Bought A House” feeling and understandably so. Buying a home is a BIG decision. Many people begin to have second thoughts about their decision. Did I do the right thing? Can I afford this? What if something happens? How much money did I just spend? Can I come up with the down payment? How much are the closing costs going to be? Etc.

You feel like your life is going to be changed forever. You think that you will never again be able to live the life that you currently have – enjoying eating at a restaurant, going to the movies whenever you feel like it, having a shopping spree. You think your entertainment budget has been shot out the door! Then you get the dreaded truth in lending statement and you see just exactly how much your mortgage including the interest will be over 30 years and you are shocked and dismayed. You think “what have I done?”

Sit down and relax. Millions of people buy new homes every day and get through it with no problems. Don’t worry, what you are feeling is normal and you will be glad to know that it is temporary. This too shall pass. You will adjust your lifestyle and things will be back to normal before you know it.

Try to replace all of those negative feelings with positive ones like – imagining yourself sitting in your new home, enjoying your new life. Picture how well your new home suits your family’s needs. Think about all of the things that you will have in your new home that you don’t have in your current home. Give it time, you will get the hang of it.

If you still have those “Buyers Blues” then call your realtor immediately. Your real estate agent has years of experience helping their clients through the home buying process from start to finish and they will be more than happy to help you with anything you need. So remember, these feelings are normal. Then go relax and enjoy yourself. Go and eat at your favorite restaurant or do a little shopping; whatever it takes to rid yourself of the buyers blues and before you know it you will be sitting in your new home wondering why you ever had any doubts!

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Categories Real Estate
Author Millie Gil, Lic. Florida Real Estate Broker

I Got An Offer Now What by Bold Real Estate Group

13 Dec

I got an offer now. It’s a great day. You just got an offer on your home. Now What? How do you know if you should accept that offer or hold out for more money? There are several things to consider once you receive an offer on your home but don’t let that turn into undue stress. Here are some questions to ask yourself that will help you decide if you should accept that offer you just received or not.

1. Relax, take a deep breath and don’t let your emotions get in the way of making the right decision.

2. Is the buyer pre-qualified or pre-approved? You may want to request a copy of the pre-approval letter before making your decision. You don’t want to take your home off the market only to find out later that there was never any way that buyer would have ever qualified to make that purchase. You have then just wasted precious time and possibly lost a “qualified” buyer.

3. How quickly do you have to move? If you have an urgent situation where you have to move quickly, such as a job change or perhaps a foreclosure, you may want to consider an offer that is less than what you were expecting. Remember, something is better than nothing or even worse – a total loss such as in a foreclosure. Take the offer, make the deal, get it done and move on with your life.

4. How much do you still owe on your home? Everyone wants to make a profit on their home. When you are making your decision about whether or not to accept that offer, remember that you will also incur closing costs so make sure you take that into consideration as well.

5. Is your home underwater – do you owe more than it is worth? If this is the case, then this may not be the right time to sell. You can consult with your real estate agent to see what options may be available to you.

6. Have you tested the waters? How long has your home been on the market? How many people have actually viewed your home and what type of feedback have you gotten? How many offers have you received? If your home has been on the market for a while and you have not gotten many offers, you may want to consider lowering the price; but be sure to consider the market value in your area and the condition of your home first. Your agent can help you determine the right thing to do here.

7. Ask yourself – “Is This A Reasonable Offer?”. Many buyers will attempt to lowball you because they know that it is a strong buyers market. Perhaps they know that your home has been on the market for a while. Don’t let them get the better of you. Think about the offer at hand and determine if it is “reasonable” or not. You have to consider your situation – are you in a rush to sell or do you have time to sit back and wait for that perfect offer? Remember, you can always counteroffer and have your agent work the deal to its fullest potential.

The bottom line is you must accept an offer that will work for you and the buyer. You can negotiate to make the deal work in your favor. Let them know that you will accept a lower offer in exchange for a faster closing date. There are many ways to negotiate the “deal” to get it done. Your agent is an expert at this and can be your best resource for getting you top dollar for your home!

View thousands of new and resale homes: www.BoldRealEstateGroup.com, www.Northeast-Florida-Relocation.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com a Golf Style Private Community, www.TheCascadesAtStLucieWest.com a 55+ Resort Lifestyle Community, www.HealthcareRelocationServices.com

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Categories Port St. Lucie, Port St. Lucie Homes, Port St. Lucie Open House, Real Estate, Real Estate Agent, Tradition Port St. Lucie
Author Millie Gil, Lic. Florida Real Estate Broker

How To Enhance Your Kitchen’s Appeal

12 Dec

How To Enhance Your Kitchen’s Appeal. You know it. I know it. We all know it. Your kitchen is the most important room in the house and the one room that can make or break the sale of your home. So how does your kitchen look? Is it outdated? Does it need a little TLC? Ok, don’t panic because there are a few things that you can do to your kitchen to make it more inviting to prospective buyers without breaking the bank.

The first thing you need to do is to stand back and take a good hard look at your kitchen. What do you see? Maybe it just needs a good thorough cleaning. If you have lived in your home for a while you may not be able to see the forest through the trees. So look at your kitchen as if you were buying your house and make notes about what you are seeing and what needs to be done.

Here are some quick tips to help enhance your kitchen and possibly add thousands to your bottom line.

1. Clean, Clean, Clean – don’t forget to scrub the cabinets inside and out, and remember the floors, and the appliances too
2. De-clutter everything, including the cabinets, drawers and pantry. Your buyers will be looking at everything
3. Remove all personal items – this will help buyers to see your home as theirs and not yours
4. Go through all of your cabinets and remove any unnecessary items. This goes for your pantry as well. You want to showcase your kitchen as clean, neat and orderly – this is what sells
5. Clear off the countertops of small appliances and gadgets – this will make your kitchen look bigger
6. A fresh coat of paint will go a long way and give it a fresh, updated look for very little cost and this is something that is easily done yourself
7. If you have wallpaper, assess its condition and age and consider having it textured and painted. Sometimes wallpaper can date your kitchen quicker than anything else. Your buyers will see outdated instead of clean and fresh and this will reflect in a lower offer
8. Look at the floors. Are they outdated and worn? A simple new vinyl floor covering will make your kitchen look newer than perhaps it really is. A vinyl floor is a very cost effective way to instantly upgrade your kitchen with very little expense but could add to the value of your home in the mind of the buyer
9. Do you have cabinet knobs? Are they making your kitchen look dated? If so then change them, this is just another relatively simple way to make your kitchen look as if it has been upgraded
10. How about your countertops. How do they look? Did you know that there are companies that will come to your home and spray a new decorative surface on your countertops for pennies on the dollar of what it would cost you to replace them and it makes your kitchen look fabulous and barely cost you a thing. Again, this is just another quick, inexpensive way to update your kitchen.

Try some of these simple tips and tricks today and get ready for those top dollar offers to pour in. A few minor touches could make the difference between a good offer and a great offer.

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Categories Real Estate
Author Millie Gil, Lic. Florida Real Estate Broker

Just listed: 503 NW Serene Meadow Way, PORT SAINT LUCIE, FL 34986 for $254,900

1 Dec

Just listed: 503 NW Serene Meadow Way, PORT SAINT LUCIE, FL 34986 for $254,900.

View thousands of new and resale homes: www.BoldRealEstateGroup.com, www.NewYork-Florida-RealEstate.com, www.PGAVillage-Homes.com a Golf Style Private Community, www.TheCascadesAtStLucieWest.com a 55+ Resort Lifestyle Community, www.HealthcareRelocationServices.com, www.Northeast-Florida-Relocation.com

Comments 1 Comment
Categories Real Estate
Author Carlos J. Gil, Lic. Florida Real Estate Broker

Are Renters On The Rise In Your Community?

19 Nov

Are Renters On The Rise In Your Community? Remember when you first moved in and loved your neighborhood?

Then the renters started moving in.

Now that the housing slump has put a damper on buying and selling many sub-divisions are becoming rental communities. The result, overgrown lawns, too many teens hanging out in the park and loud parties in the “frat houses” down the street; not to mention some driveways with a dozen cars parked out front and people streaming in and out. Does any of this sound familiar?
Thousands of property owners across the country are now renting out homes they cannot sell. As a result, developments that once were largely owner-occupied are filling up with renters who are less engaged in the community and less concerned about the upkeep.

But let’s be fair; not all homeowners are model neighbors and plenty of renters cut their grass, take in the garbage cans and turn down the music at 9 pm.

It’s a good news-bad news situation; renters can bring socio¬economic and racial diversity and a chance for owners to make money, even when times are tough. Some renters may start out as tenants but eventually will become buyers. Now for the flip side; too many renters can depress housing values in a community. You look at most renters as temporary with no long term vested interest in the community which will ultimately mean a swinging door – new faces in and out.

How to protect and preserve your neighborhood

• Many HOA’s require pre-approval by the board before allowing renters to move in. While this can cause problems it does provide another opinion about the people you’re about to allow into your space.

• While tempting, do not sign more than a one-year lease. If there are too many problems during that first year, you can simply choose not to rent to that individual again.

• Discuss, vote on and include language into your HOA bylaws that safeguard your community and keep your community stable.
Rules and guidelines pertaining to renters should be addressed at your annual HOA meeting. Be proactive not reactive. Often times, we wait until the “bleep” has hit the fan when we could have just addressed the situation before it became a problem.
Ask that homeowners update records if they move or rent; you need to know where notices should be sent.

Ask that homeowners provide a copy of any lease to the board so everyone knows how many people are moving into the community – this directly relates to the security of the community.

It all comes down to communication and setting up guidelines to live by.

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Categories Real Estate
Author Millie Gil, Lic. Florida Real Estate Broker

Avoiding Costly Mistakes During A Divorce

6 Nov

Avoiding costly mistakes during a divorce. It is never easy to get a divorce since there are so many emotional and financial issues that need to be handled. The house is probably one of the toughest decisions that a couple has to make during this painful process. With emotions running high, it is very important that you get an expert to answer all your questions about taxes, mortgage, and other important decisions. A professional can help you make logical decisions and prevent you from making emotional decisions.

Perhaps the most difficult and the foremost decision that you would want to make is whether you want to continue staying in the house. This will, of course, depend on whether you would feel comfortable living in the place or if it would bring up painful memories for you. You will have to choose between staying in the same house and moving onto a new place.

These are questions that only you can decide but you cannot deny the fact that your decision will have a financial impact. Can you afford to keep the house or will you need to refinance it? Is selling the present house and buying a new one a better idea and how much money do you have for buying a home?

This article will help make a lot of things clear for you so that you can make a good decision and one that you will not regret later. While dealing with the house during a divorce proceeding, there are basically four options that you have. These are the four options and their financial implications:

• The house can be sold and the money divided between the two partners. Here, it is important that you get as high a selling price as possible. You need to clearly understand how much of the money will you be receiving. Note that there are selling and other expenses that will need to be considered while figuring out the amount received. It is also possible that the split may not be a 50% split. It will actually depend on your divorce settlement, the person who paid the original down payment and the property laws of the state you live in.

• You can buy the house by paying off your spouse or partner. You can keep the house to yourself this way but before making a decision like this make sure that you know that you can afford to take care of the monthly payments. Another factor that will need to be considered is that if both of you took a loan for the house, then you will need to refinance it and this could be a difficult process.

• If your spouse/partner is interested, you can ask your spouse to buy you out also. You may want to leave and make a fresh start in a new place and you will need some money to do this. However, you need to remember one thing, if your mortgage is not refinanced, banks will consider you as a co-signer to the property and you are as liable for the payments. This means that if you want a new mortgage, this liability will make it difficult for you to get it. This is despite the fact that you don’t legally own the house.

• You can also continue to own the house jointly with your spouse. This option is quite possible even though only one spouse is living there. You can postpone this financial decision for a while which means that you will have some peace of mind for a while, however, there are tax implications that you will need to consider because these may change from the time that your divorce proceedings are settled to the time that the final sale is actually made.

If both of you have decided to sell the house, you need someone who can guide you in such a way so as to maximize your return. The help of a professional can come in very handy at this time. Always keep in mind that both of you need to be present when the listing contract is being prepared. Both the parties need to sign it and both should be present during the negotiations.

If you want to buy a new home, you can use the money that your spouse pays you while buying it out or from your part of the money coming from the sale proceeds. Make sure that you are very clear about the kind of house that you want to buy for your self. An expert realtor can help you a great deal by finding a house that matches your budget and other requirements.

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Categories Real Estate
Author Millie Gil, Lic. Florida Real Estate Broker

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